December 04, 2010

Dinar For Hajj Planning: More Affordable, More Convenient

Hajj from time to time had his own challenge, not easy, heavy and expensive.


When the grandparents at the time of first challenge is the transport that could take many months and the lack of security in the journey; now transport a lot and fast - but you may not be able to perform the pilgrimage at the time you are planning.

Ease and speed of transportation of this pilgrimage was a new problem, namely the increasing Muslim world's people who (want to) perform Hajj every year. The effects can be expected, namely the limited capacity of pilgrims in Mecca, Arafat, Mina and Medina.

Because of limited capacity is what makes every State in the allotted number of people who can go to Hajj every year. So anyway if you intend to go hajj now, not necessarily you get a chance in the upcoming pilgrimage - could be the opportunity you are just coming 3-5 years to come.

Because the chance of your pilgrimage may still several years will come of this, then how much money will you prepare for when the opportunity came - the funds you're really pretty? Here's the problem.

Hajj is the primary cost component is the foreign currency of U.S. $ for the plane ticket and the Saudi Riyal to the cost of living over there. Because our money amount, then the Hajj planning to use the money amount in at least two uncertainties - the factor of inflation and exchange rate factors.

Because these two factors, the cost of the pilgrimage we have a tendency to increase in amount from year to year. Moreover, the year when the rupiah experienced a sharp decline in value against the U.S. Dollar and Riyal like this year, an increase in the cost of the pilgrimage can be very significant amount.

But you do not need to worry now, according to statistics the last 10 years, the cost of the pilgrimage in the Dinar was continuously decreasing. When the pilgrim fare (ONH) used in 2000 about 70 dinars, so this year only about 21 dinars alone or decreased an average of 12% per year.

If this trend continues, you can go to Hajj just 10 dinars in 2015 alone - or ONH plus only about 20 dinars only.

So with the Dinar - gold currency purchasing power is never damaged by inflation and exchange rate factors, planning your pilgrimage be much safer.

Take for example the instance if you want to get serious about planning your pilgrimage in the range of 5 years to come, it is relatively safe if you normally reserved for ONH only 20 dinars. This means that if you tube 1 Dinar per month, God willing not until 2 years of funding to pay ONH already be enough.

Really could be a 20 Dinar you collect it on time is more than enough to pay the normal ONH - when the opportunity came 3-6 years to come. In this case you could upgrade you become ONH ONH plus.

So when you plan your pilgrimage to the dinar, in addition to more secure sufficient funds, is also very likely you can upgrade your pilgrimage with a more comfortable ONH plus.

I hope God allows this plan.