December 12, 2010

Place a Safe When Disaster Happens

Suppose it's not recommended in Islam, but taking lessons for any disaster that happens is a matter that has been duly carried out.
 
Actually just the last ten years the human race in the World (not only in Indonesia!) At least be given the same lesson at least three times in three different disaster. See the photos in addition, the top is the mosque that survived the flood Situ Gintung year ago. The middle is the mosque that survived the tsunami in Aceh 6 years ago, and the bottom is the mosque that survived the great earthquake in Turkey 11 years ago.
 
Coincidence then? No!, Nothing happened on this earth. "Not a disaster ever befall the earth and (nor) in yourselves but have been written in the book (Record), before We created it. Surely that is easy for Allah. "(Surah 57: 22)
 
Why did God save these mosques while the surrounding buildings destroyed?.Mosque in addition to the prayer is also a symbol of our obedience to fulfill his calling, with three concrete examples of the visual and perhaps God really wanted to convey the truth of the verses.
 
So if we could take a lesson from the mosques of Allah who saved amid the disaster-the disaster that hit, so should we too can make learning to deal with various other calamities.
 
To save yourself from financial calamity that now befall the world for example, we can-run refuge 'mosques' or the houses of God where God's law be obeyed, commands executed and its ban shunned.
 
Financial calamity the world is still far from over; this week's edition of Time magazine would report lower financial bomb threat is much greater that is ready to explode. So big bomb by Time categorized as WMD (Weapon of Mass Destruction) or Weapons of Mass Destruction.
 
One example of WMD are appointed time is the case of AIG. AIG is still according to Time 'only' had assets valued at U.S. $ 50 Billion. While the risk is borne from the CDS case it is now U.S. $ 40.4 billion loss, which are in the queue to collect the next appointment is U.S. $ 300 billion. That is the pride of the American giant would technically bankrupt to 6 times, except when the government made a massive bailout.
 

Fruit "simalakama" it is if you want to be saved, will not be easy for the U.S. government to make the bailout of AIG by the several hundred billion dollars more - while recently they annoy the whole country was in the case of-for bonus.
 
If not saved, the domino effect of an AIG bankruptcy really unspeakable. AIG warrant 180.000 entity with total employment 106 million in America alone. Among those who secured the tens of thousands of agricultural land, hospitals, pension funds, infrastructure, industrial property, aviation industry, petroleum industry and so on.Short said the collapse of AIG in the U.S. alone will drag economic collapse on a massive scale - so categorized Weapon of Mass Destruction by Time it.
 
What are the implications if the American economy collapsed by the case of AIG and the like?. As has happened a half years, the whole world will also be dragged into the same vortex of crisis - including Indonesia.
 
How can we survive?, Learn from disaster-disaster cases mentioned above - run into 'houses' of God. In economic applications this means is run into the economy that do not involve usury; not rely on debt. A fair economy, that feeds (create jobs) to the poor.Economics is built with mutual assistance in affection, not the economy that is built on the basis of exploitation is strong against the weak.
 
To survive, let us return to the 'mosque' in the broadest sense ...

Beef Trade: The Gift & The Be Disaster

Material writing this time inspired by a trip to market cattle in Jonggol which is open every Thursday. Beef is one of the 'merchandise' that we see could be a potential for people not able to prosper in the coastal town where the land and raw food is still relatively available.
 
Cows are also our chosen because the prediction is simple and easy to control. For example, cows in the next picture in this morning at the market Jonggol priced between Rp 6 million - USD 7 million; Eight months when the cows were sold in the metropolitan qurban animal market price will be in the range of USD 12 million - USD 15 million: Cost of maintenance, transportation until the sale is estimated to cost USD $ 3 million - USD 4 million, still leaving the USD 3 million - USD 4 million or a net investment return of 50% - 57% in 8 months. Still much better than the deposit is not it?.
 
Another example is a cow that is in the photo below. Cows are bought from the market three months ago Jonggol also by the father of my acquaintance Haji worth USD 14 million. Eight months when the cows were sold for sacrifice - the father of Hajj, which has decades of dealing with this cow - hopes to sell USD 36 million, because of its weight when it is estimated will reach more than 1 ton. 157% gross profit after deducting the cost of feed etc. 57% - still leaves a net gain of 100%. No wonder this Hajj has above-average prosperity, because of his stable in South Jakarta number there are 40 head of cattle!.
 
But an enticing advantage of this blessing and God willing, not necessarily attract people to follow him. Perhaps because the cow business is viewed as a dirty business in the literal sense - yes definitely because it involves dirty cow dung every day! Although physically dirty, but the provision resulting from a real horse-trading like this that really deserves to find.
 
On the other hand are now millions of people in Indonesia are more affected by the new craze - 'horse-trading' as well - but 'horse-trading' that have been given another meaning. 'Trade sapi' his wealthy people who sold cattle but can not be chair, office or the voice of the people.
 

Although physically clean their business - because it is the lobby where the luxury hotels or the buildings 'respectable institution' - a Shari'a their business is very disgraceful.
 
Prophet Muhammad-had to threaten them with at least two of the following hadith:
 
From Abu Ya'la, Ma'qil bin Yasra RA, he said: "I heard the Messenger of Allah SAW said:" Every servant who is empowered by God to the people, then at the time he died deceive them, then God had not forbidden him to heaven "." HR Muttafaq Alaih.
 
From Abu Maryam al-Azdi RA ": in fact he said to Muawiyah RA:" I heard the Messenger of Allah SAW said: "He who is empowered by God to take care of some of the affairs of the Muslims, then did not meet her needs, and do not overcome their poverty, then God will not meet the needs of the indigent and to her on the Day of Resurrection ", then Muawiyah raised a man who meets their needs." HR. abu Dawud and Tirmidhi.
 
How many rich people now who sell the promise of prosperity to the people most like us-us; so that they we choose. However, after we choose, arbitrarily they 'politick' with a mandate that we give them. Our needs and our poverty - which promised to overcome - no longer of concern to them after they are elected.
 
So from the two types of horse-trading of the above, if given the choice I would select the first horse-trading - let dirty physically, but God willing more blessings.
 
For a second, I will only choose when to get a leader who if really trust and competent in their field - if we doubt the trust of her or his competence, but we choose too, so I am really worried it plunges our brothers that candidate The leaders promised to hell as the two hadith mentioned above - Wallahu A’lam bi Showab.

Top 20 Opportunities in Virtual World

Because the crisis wracked 97/98 - Internet users in Indonesia can not grow too large. Based on data from the International Telecommunication Union (ITU), a new Internet users in Indonesia in 2000 reached 2,000,000 users.
 
No wonder so many Internet-based business initiatives to the early 2000s are very rarely successful. At that time I myself experimented with dozens of sites, nothing worked. First perhaps because the experiments are only a sideline, both yes because Internet users at that time was still very little, and the third access to capital when it is not yet open.
 
Now the situation is very different; Internet users in Indonesia this year has reached 30,000,000 users according to the Association of Indonesian Internet Service Provider (APJII). Even the government actually expects to reach 50 million Internet users last year - have not achieved it - but many parties are optimistic that this target can be achieved in two or three years.
 
With such a large internet users, the opportunities for entrepreneurship in the Internet world called netpreneur or infopreneur be wide open. The site was originally only geraidinar.com blog I created initially only accidentally - in the holiday mood in a cafe in Jogjakarta end of 2007.
 
When the community response has begun to dilate, which then require my full concentration to serve - then start this business I deal with the full and I leave the job 'prestigious' me before. It is now almost one year full-time job as I go through this netpreneur, thank God there is nothing I regret a little too over-step move kuadrant I do.
 
This experience that I want to share with friends readers who want to jump in this business with huge potential, nothing is easy indeed - but also nothing is impossible to do. What do we do this according to my religious teachers are among the "baina" possible and impossible. Origin was still in the area as possible, then anything can happen. Conversely if we enter the realm of the impossible - then it would be a waste of time.
 
Even if you currently do not have an idea though, we can help with ideas that there are no people just to run it. Dozens of sites that we had the idea and has not been successful, it could be now is the time to succeed because of the number of Internet users above.
 
Moreover, factors not less important is the capital. God willing investors access to a wide open now, so we can help until the issue of capital is the origin of his project was really nice and big chances. Interested?, Please contact us for brainstorming your ideas ...