December 21, 2010

Wisdom Of Crisis ...


"It's amazing the affairs of the believers, in fact all good business for him. It will not be owned by anyone, except to the believer. When he obtained a joy, he was grateful and that is good for him. But when he hit the suffering, he was patient and it is also good for him ". (Narrated by Muslim).
 
The above hadith is wonderful entertainment for us who want to improve our faith from time to time, even when he saw a huge crisis on a global scale though - we still can 'enjoy' the crisis by taking a different lesson.
 
Here are some points that I try to collect about the 'pleasures' that arise from this crisis:
 
1) We get the real lessons that usury institutions - no matter how desirable even if it can be destroyed like the promise of Allah (Sura 2:275-279).
 
2) The financial crisis hitting the banking, insurance, capital markets and other financial sector has been encouraging people to understand the importance of the real sector.
 
3) The crisis has destroyed the pride that glorifies capitalism capital, systems and human-made law. The law is God who will ultimately prevail, rather than man-made law of toghut.
 
4) In a crisis of disobedience was reduced; rah-rah party at the hotel, nightclub etc. all over the world to be empty of visitors.
 
5) The prices of many human needs are being slammed. What products are currently available globally in the price discount. Is this not good for the majority of us?.
 
6) usury authorities (hopefully) become aware that they can no longer toying with the value of public money by controlling interest rates (usury). The game turned out rate can not free us from the crisis.
 
7) During the crisis, people eat less excessive in expensive restaurants, in addition to reducing waste - it also tends to make life more healthy.
 
8) Because of the global crisis, the crisis stems from property (housing) and financial industries, has started growing phenomenon around the world people look green investment, eco-farming etc. that will lead towards a greener earth.
 
9) People will begin to intelligently critical of government decisions which will bring good, and which bring disaster. This will improve the control of the decision makers.
 
10) Without knowing the world community now know who the black sheep of all this misery, if the American government so long under George Bush, in Britain's Gordon Brown, in another country of your own that go ...
 
11) During the crisis of declining energy use; hopefully our grandchildren still get its share of energy is enough ...
 
12) People are aware of the need for a fairer world trade, it turns out people can not be too stingy nor too extravagant ...
 
Especially in terms of introduction and dissemination of Dinar, Alhamdulillah with the crisis, people become aware of how true that is more equitable currency and inflation-free proven more than 1400 years, Alhamdulillah ....

The Big Switch…


In the 19th century American industrial legend, known the name of Henry Burden whose work, among others, can you see in the photo beside. Henry Burden need to create hydroelectric power with 60 ft high Ferris wheel to its horse shoe factory that produces an average of one per second horseshoe!. In those days people still travel on a horse, horse shoe so very much needed. 
  
But not a horse shoe factory this incredible source of inspiration, but is a source of energy that must be provided by the horse shoe factory itself can be a lesson for us who live now. 
  
At that time, each plant must have its own energy source because each plant - said to have the specification requirements of different energy. Can we imagine how inefficient that time because every entrepreneur who will make the factory, meaning he also must take pains to build energy plant. 
  
Inefficiencies also occur when there is excess power from a single plant, can not be used for other factories because again that he is different specifications. 
  
Inefficiency problem of new energy sources are resolved the next century when it starts popping up utility company (if in Indonesia PLN), which is a big energy companies - which can be supplying the energy needs of various industries and households as well. 
  
With the utility company, factory owners just need to focus to make the factories that produce its core product - after the factory so stay connected to PLN - the plant is ready to operate. Energy inefficiency can also be overcome by the power that is not used by a customer, can automatically be used by other customers. 
  
Development of information technology by companies until now still like the energy factory making Henry Burden era mentioned above. Every large company (and even the middle, sometimes even small ones) must make its own its IT systems. Any company purchasing its own hardware, the software itself, have their own IT team and so on. Excess resources in one company, can not be allocated to others - the reason being that their needs are different - exactly the reason the era of horse shoe factory above the 19th century. 
  
It even happens in similar company whose owner the same. Government for example has 100% or majority stake in a number of government banks, insurance companies, two telecommunications companies, a number of plantations, a number of transport companies etc.. Every company that until now the government is still building its IT systems on their own. The reason again is that every company has different IT needs with one another. 
  
It could be the reason this is true, we live in an era when horse shoe above may we also do not imagine there will be a kind of utility company PLN. But you can imagine in this era what his inefficiency if the factories had to build its power plant on its own.Similarly, in terms of IT systems, current utility IT Company has not yet emerged, so the companies that in fact his boss had both the government and the edges are the Indonesian people - yes we are-we are! - Should build its IT systems on their own.How much waste to buy the hardware & software, etc. to pay for IT professionals.
 
Could the concept of building their own IT systems by each company is left? replaced with a system that can be used by anyone - just plug n play to the IT utility company - the company directly to the street?.
 
Very likely!, Even these people have been started. There are at least three world-class companies who are ready to 'rent' his system for any company. Even for a new business model that does not exist though. You who are interested can visit the site of SAP, Oracle or Salesforce.com ; learned their capability in providing so-called CRM on demand, you will be able to learn just how easy and efficient 'renting' this system rather than build its own. 
  
In a small scale, GeraiDinar only need 4 days for customizing CRM on demand offered by one company to be able to operate efficiently since the age of first. 
  
For those who want to plunge into new ventures, do not be too worried about these IT issues even if you are not a champion of IT - it is possible for your IT needs - you can rent only; in a matter of business days you can walk already with sophisticated IT systems. 
  
With this concept also InsyaAllah Dinar will spread more rapidly in the coming months through a partnership a few BMT already initiated several months ago. Some old and new BMT who want to disseminate Dinar Dinar or open a savings account does not have to cape-cape makes its own system. Stay plug n play computer into Outlet Dinar system, then the system-based savings Dinar, Dinar asset control etc directly ready road. Hopefully.