In economic theory, money has three functions as a tool Rates (Medium of Exchange), as Depositary Value (Store of Value) and a unit of computation / Scales (Units of Account).
All three of these functions should be attached to the money that we use, but use paper money it can not meet these three functions at once.
Paper money only function optimally as a Tool Swap or Medium of Exchange. As a Store of Value, the value is eroded by inflation over time. Due to the continually declining value of paper money was then also can not be consistently used as a Unit of Account.
If you have a house you bought 10 years ago worth $ 400 million; without even the renovation are now worth over USD 1 billion - the Rupiah as if you profit 150%; you really lucky? where's the point? house just fixed it-his thing. The advantage of this apparent bias occurs because the unit of account that you use that amount..
Money Gold or Silver Dinar / Dirham true throughout history for thousands of years could play three functions of money perfectly.
However, because the regime world government last 85 years using only paper money - and even the last 27 years through the IMF prohibits the use of gold as a reference currency, the Gold Dinar and Silver Dirham we can not yet functioned as money in terms of equipment or Medium of Exchange Rates optimally.
In terms of money, we who live in this era faced a dilemma situation. The money we are officially the Rupiah, Dollar etc.. can effectively be used as a medium of exchange today, but this paper money can not play the function of the Store of Value and Units of Account. Paper money effectively only played 1 of the three functions of money.
On the other hand we also have the dinar and dirham currencies that have been proven effective third play functions; but not legally recognized as a Tool Swap or Medium of Exchange. Practical new dinar and dirham could play 2 of the three functions of money.
So where are we using?. Depending on our needs!.
Composition and Dinar banknotes you depends how much you need as a Tool Swap and how many were needed as a Store of Value.
The principle of simplicity as shown in the chart above, the closer the use of your money - the greater the Medium of Exchange functions play a role. The further use, the greater the function of its Store of Value required.
To purchase this moment, we need the money the paper - it is not advisable to change money this paper by Dinar - if the money will you need in the near future.
Contrary to your long-term needs such as college entrance fee of children, old age health care costs, the cost of the hajj etc. You need money to function effectively as a Store of Value - Dinar was the practical answer.
Actually there is another answer the which is better, your money is not only effective as a Store of Value but Also the Growing Assets - cans if you invest in the real sector as well. In this 'money' cans be your long term teak trees continue to grow, children growing cattle, Chickens and ducks are more and more, the gardens are more verdant etc.. Allaah knows best.
