November 24, 2010

Positioning Riba in Islamic Society ...

Same with the other major vices such as prostitution, gambling and alcohol, usury is the age-old great evils of human history itself.

 
Also do not be mistaken at the time of the Prophet Muhammad lived there was no usury; there is usury at the time and that's caused its ban. Similarly, in the time-period the previous prophets, but there is always forbidden usury.


 
In the golden age of Islam after the Prophet Muhammad too. Usury actors remain in the community, although it continues to be prohibited.


 
In the time-period of the Caliphate, traders glorified especially if these traders from afar. Inter-city traders are treated as guests of the believers in the city of destination.


 
The government has provided shelter houses are best - you can still see traces of this halfway house if you come to Damascus now. Traders outside the city is not allowed to trade before observing the market for three days. For when it began selling them out at reasonable rates, so it does not hurt or harm others.


 
So where the position of the moneylenders?, They operate clandestinely to intercept traffickers and people who will go to market - to offer services his ribawi (such as a train ticket scalpers in the season widths). When the officer caught the market watchdog (hisba) they are being chased and ran helter-skelter.


 
By positioning the product as a disgraceful - a big sin and fought God and His Apostle (Sura 2:279) - then even if the lender can not be eliminated its presence in the community, growth and development is prevented.


 
So how about the positioning of Riba in this era?; Despite the addition in Al-Quran and Hadith are very clear, and the MUI-felt need to issue a special fatwa (I/2004), which declared the bank interest (including insurance rates and the like) is Riba - untilcurrently there is no single authority in this country was that forbidding the very large.


 
Even the impression of usury and the culprit in the 'Gentlemen'. We can take the example of occasions during this financial crisis, for example:


 
While there are several parties that 'dying' in this country: the first is the millions of Indonesian people are 'dying' because of their daily requirement of kerosene were told to abandonment, but no clear successor in the form of gas existence.


 
Both are hundreds of thousands of factory workers could lose jobs due to factory work go bankrupt.


 
Third is usury bank threatened financially bankrupt not because of global crisis, but also because of mis-management.


 
Of the three parties equally 'dying' is, where the government hastily rescued? It turns out that the three that get attention and rescue efforts at first.


  
Incorrect positioning of usury this is what lead to behavior 'glorify' usury is not humiliating him. From this incorrect positioning usury also nahi mungkar against the wrongdoing of a very large (up to fight God and His Apostle) was not done.


 
For my brothers who worked in a bank (as well as conventional insurance, money market and capital market), there is a very good fatwa of Dr. Yusuf Qaradawi about this. The point of this usury is systemic, not have to necessarily deal with you directly out of the bank or insurance.


 
But as long as you still are in it, you must sincerely intend that you will use all the experience, knowledge and influence you to provide alternative financial system that is free of usury. To demonstrate the seriousness of your intentions, you also must have a reasonable time-frame - not because it was intended it should be a new retirement leave work usury.


 
In addition, many products you nice things like service payment / transfer money very easily and quickly - if omitted the element of his ribawi, God willing such a bank product is good for people and can be continued and even enhanced.


 
Hopefully at the turn of the year Hijri us this year, we could really leave usury. If you have not yet, at least we should be able to make the positioning of usury as a forbidden thing, despised and fought against Allah and His Messenger.


 
There are only two parties in the 'war' is, Hezbollah and Hisbussyithon. Of course we do not want to be in line Hizbussyaithon - who fought against Allah and His Messenger. Instead, we want to be a Hezbollah that is the army of God and His Apostle in the fight against evil usury and other ugliness.


 
May we not choose the wrong ...